Hmmm, why would you go to hell if you claim bankruptcy????  Even if it is a sin, wouldn't that be something Jesus died for? I don't read the bible much either, but my grandpa's a retired preacher, and I don't think I've ever even heard him say the word! LOL
Cute avie, Teri. 
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"...My beaten heart is in your hands, What I really need is shelter, And a chance to relearn love, Teach me all over, All over to relearn love, Show me again, So I can relearn love, The comfort of your arms around me, Your tender hands caress my head, I lay beside you, I'm not worthy..."
Relearn Love~Scott Stapp
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