[JulieCitySlicker]

I feel so depressed and guilty and its so unbearable There was a mistake with the housepayment for the house I live in,back in December and there ended up being a missed payment because I guess there wasn't enough money in my account to cover the payment. Well,now my sister's credit has been damaged because she signed for the loan, so now she may not be able to buy a house of her own when she wants to and its all my fault! I feel so bad about it to She is trying to refinance the house now to and now we may not be able to get the payment lowered and its also made problems with her trying to refinance the house.